Defacto — Klark Perks
Financing
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Defacto is the instant financing solution for small businesses and freelancers. Finance your stock, advance your client receivables and pay your suppliers without waiting — with a decision in minutes.

Your benefits
What you get with Defacto
Financing decision in under 5 minutes
Financing from €1,000 to €5,000,000
Advance on client receivables and supplier invoices
Stock purchases financed immediately
Transparent fees, no hidden costs
Preferential terms for Klark members
How it works
3 simple steps
01
Connect Klark to your financial data to qualify your profile.
02
Access the Defacto offer from your Perks section and create your account.
03
Submit your financing request and receive an answer in minutes.
Enjoy Defacto with Klark
Available as soon as you sign up on Klark.