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Alternatives to fundraising in 2025: loans, grants, ICOs, crowdfunding...

19/8/25

Raising funds from investors is not always the best option to finance your business. In 2025, many flexible alternatives exist to allow freelancers, VSEs and start-ups to develop without giving up part of their capital.


1. Modernized business loans


Traditional banks are no longer the only ones offering financing.

Entrepreneurs can now access:

This makes it possible to avoid capital dilution while benefiting from immediate liquidity.


2. Public subsidies and national aids


In France and in Europe, the State actively supports innovation and the digital transition.
Among the devices still available in 2025:

These grants can finance up to several tens of thousands of euros, often without the obligation of immediate reimbursement.

3. Crowdfunding (participatory financing)


Crowdfunding remains a popular alternative for:

In 2025, new platforms even make it possible to combine crowdfunding and Equity crowdfunding, giving contributors the opportunity to become shareholders.


4. ICOs and token raises


Les Initial Coin Offerings (ICO) and other cryptocurrency fundraisers are experiencing renewed interest, especially for projects related to Blockchain, at Web3 and at theTokenized e-commerce.


5. Leasing and asset financing


For businesses that need equipment (computers, machines, vehicles), the Leasing is a flexible solution:

An effective option to preserve cash flow while accessing modern equipment.


Conclusion


In 2025, raising equity capital is no longer the only way.
Digital loans, public aid, crowdfunding, ICO or leasing offer powerful alternatives to finance your business without giving up your vision or diluting your capital.

The important thing is to choose the solution adapted to your sector, its stage of growth and its strategic objectives.