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On January 27, 2026, Artajasa, the main Indonesian operator of QRIS payment infrastructures, and Ant International, a global player in fintech and mobile payment solutions, announced a strategic partnership aimed at strengthening digital finance and cross-border payments. This announcement is confirmed by official press releases from both companies and taken up by TechNode Global and Business Wire. The objective is to facilitate international transactions and to accelerate the digitalization of SMEs, a key lever for international e-commerce.
According to official sources, Artajasa already connects over 41 million QRIS merchants and 80,000 ATMs in Indonesia, while Ant International provides digital payment solutions used by over 1.8 billion users in over 100 markets. The alliance combines Artajasa's local expertise with Ant International's technological ecosystem to create a secure global payment ecosystem, promoting the growth of e-commerce and mobile commerce in the region.
Partnership makes it possible to reduce friction in international transactions, a major challenge for e-commerce platforms, marketplaces and exporting companies. The combined infrastructure improves the speed, security, and reliability of digital transactions, while ensuring compliance with local and international regulations. This approach meets the growing demand for secure international payments and a seamless customer experience, strategic factors for digital commerce businesses.
The collaboration is particularly targeted at digital SMEs, which are often limited by access to advanced financial tools. The proposed solutions facilitate the integration of mobile payments and fintech solutions, allowing small businesses to reach new markets and improve their online conversion. E-commerce platforms benefit from an optimized payment journey, better customer retention and an improved user experience, essential elements in a competitive global digital market.
The integration of AI into payment systems is one of the strategic points of this partnership. AI allows the automated detection of fraud, the analysis of customer behavior and the personalization of payment journeys. This convergence between fintech and artificial intelligence represents a global trend for 2026, strengthening user trust and the security of digital transactions internationally.
