When you are a freelancer, auto-entrepreneur or manager of a small structure, keeping track of your finances quickly becomes a headache.
Between the various bank accounts (personal, professional, payment platforms, etc.), subscriptions that fall every month, irregular cash inflows and scattered management tools, it is easy to losing sight of the reality of your business.
That's where a consolidated view of the accounts, a reflex that has become essential to effectively manage your activity.
What is a consolidated financial statement?
Have a consolidated view, it is gather all the financial information of your business in one place : bank accounts, customer payments, fixed expenses, flows from Stripe, PayPal, or other billing tools.
The objective is simple: See clearly instantly on your financial situation, without having to juggle between several applications or Excel tables.
Why it is essential today
1. To avoid blind spots
Many self-employed people forget about direct debits, underestimate expenses or do not notice late payments...
With a fragmented vision, these oversights can be expensive.
2. To better anticipate
A consolidated view allows you to:
This is the basis for healthy cash flow management.
3. To save time
Centralizing all data avoids going back and forth between apps. We know where we are A few seconds.
A real Gain of serenity, especially when you have to make a quick decision (investment, hiring, change of status...).
4. To better dialogue with its partners
Accountants, advisors, partners, bankers or even customers: having a clear and consolidated vision makes it possible to Speak numbers accurately.
How to get a consolidated view of your accounts when you are self-employed?
Option 1: manual Excel (time-consuming, source of errors)
Some entrepreneurs still prefer to enter their numbers manually into tables. It can work... as long as the activity is limited. But as soon as the flows accelerate, it becomes difficult to maintain.
Option 2: Next Generation Bank Aggregators
Solutions like Klark, via the aggregation of bank accounts (compatible with the majority of French banks thanks to Bridge), allow you to:
All from a single interface, designed for freelancers.
A solid basis for better decision-making
Having a consolidated view is not just “looking good”:
It is to lay the foundations of a proactive management, at the service of your business.
What you can't see, you can't manage.
What you see clearly, you can optimize.
In summary
The consolidated view of the accounts is no longer a luxury or a tool reserved for large companies.
Today is a An essential lever for all entrepreneurs who want to stay in control, make informed decisions and save time on a daily basis.
